123

bashi-dk/src/main/java/com/bashi/dk/controller/app/AppSettingController.java

@@ -57,7 +57,7 @@ public class AppSettingController {
 
     @GetMapping("/loans")
     @ApiOperation(value = "贷款信息")
-    public AjaxResult<LoansSetting> loans() {
+    public AjaxResult<LoansSettingVO> loans() {
         LoansSetting setting = loansSettingService.getLoansSetting();
         LoansSettingVO vo = BeanConvertUtil.convertTo(setting, LoansSettingVO::new);
         Double minDayServiceRate = Arrays.stream(setting.getServiceRate().split(","))
@@ -68,7 +68,7 @@ public class AppSettingController {
             minDayServiceRate = 0D;
         }
         vo.setMinDayServiceRate(minDayServiceRate);
-        return AjaxResult.success(setting);
+        return AjaxResult.success(vo);
     }
 
 }

bashi-dk/src/main/java/com/bashi/dk/dto/app/resp/CalLoanResp.java

@@ -15,7 +15,11 @@ public class CalLoanResp {
     @ApiModelProperty("还款月份")
     private int totalMonth; //
     @ApiModelProperty("贷款年利率")
-    private double loanRate; //
+    private double loanRateYear; //
+    @ApiModelProperty("贷款日利率")
+    private double loanRateDay; //
+    @ApiModelProperty("贷款日利率")
+    private double loanRateMonth; //
 
     @ApiModelProperty("总利息数")
     private BigDecimal totalInterest; //

bashi-dk/src/main/java/com/bashi/dk/kit/CalLoanManager.java

@@ -1,5 +1,6 @@
 package com.bashi.dk.kit;
 
+import cn.hutool.core.util.NumberUtil;
 import com.bashi.dk.domain.LoansSetting;
 import com.bashi.dk.dto.app.req.CalLoanReq;
 import com.bashi.dk.service.LoansSettingService;
@@ -18,9 +19,7 @@ public class CalLoanManager {
 
     public Loan calLoan(BigDecimal totalLoanMoney,Integer totalMonth, Double loanRate){
         ACPIMLoanCalculator calculator = new ACPIMLoanCalculator();
-        Loan loan = calculator.calLoan(totalLoanMoney, totalMonth, loanRate, LoanUtil.RATE_TYPE_MONTH);
-        loan.setLoanRateMonth(loanRate);
-        return loan;
+        return calculator.calLoan(totalLoanMoney, totalMonth, loanRate, LoanUtil.RATE_TYPE_MONTH);
     }
 
     public Loan calLoan(CalLoanReq calLoanReq){
@@ -39,4 +38,10 @@ public class CalLoanManager {
         }
     }
 
+    public static void main(String[] args) {
+        ACPIMLoanCalculator calculator = new ACPIMLoanCalculator();
+        Loan loan = calculator.calLoan(BigDecimal.valueOf(20000), 3, 0.5, LoanUtil.RATE_TYPE_MONTH);
+        System.out.println(loan);
+    }
+
 }

bashi-dk/src/main/java/com/bashi/dk/service/impl/BorrowServiceImpl.java

@@ -100,7 +100,7 @@ public class BorrowServiceImpl extends ServiceImpl<BorrowMapper, Borrow> impleme
             borrow.setTotalLoanMoney(loan.getTotalLoanMoney());
             borrow.setTotalMonth(loan.getTotalMonth());
             borrow.setLoanMonthRate(loan.getLoanRateMonth());
-            borrow.setLoanYearRate(loan.getLoanRate());
+            borrow.setLoanYearRate(loan.getLoanRateYear());
             borrow.setTotalInterest(loan.getTotalInterest());
             borrow.setTotalRepayment(loan.getTotalRepayment());
             borrow.setFirstRepayment(loan.getFirstRepayment());
@@ -135,7 +135,7 @@ public class BorrowServiceImpl extends ServiceImpl<BorrowMapper, Borrow> impleme
         update.setTotalLoanMoney(loan.getTotalLoanMoney());
         update.setTotalMonth(loan.getTotalMonth());
         update.setLoanMonthRate(loan.getLoanRateMonth());
-        update.setLoanYearRate(loan.getLoanRate());
+        update.setLoanYearRate(loan.getLoanRateYear());
         update.setTotalInterest(loan.getTotalInterest());
         update.setTotalRepayment(loan.getTotalRepayment());
         update.setFirstRepayment(loan.getFirstRepayment());

bashi-dk/src/main/java/com/bashi/dk/util/ACPIMLoanCalculator.java

@@ -1,5 +1,7 @@
 package com.bashi.dk.util;
 
+import cn.hutool.core.util.NumberUtil;
+
 import java.math.BigDecimal;
 import java.util.ArrayList;
 import java.util.List;
@@ -16,7 +18,9 @@ public class ACPIMLoanCalculator extends LoanCalculatorAdapter {
         BigDecimal loanRateMonth = rateType == LoanUtil.RATE_TYPE_YEAR ? new BigDecimal(loanRate / 100 / 12) : new BigDecimal(loanRate / 100);
         BigDecimal factor = new BigDecimal(Math.pow(1 + loanRateMonth.doubleValue(), totalMonth));
         BigDecimal avgRepayment = totalLoanMoney.multiply(loanRateMonth).multiply(factor).divide(factor.subtract(new BigDecimal(1)), 2, BigDecimal.ROUND_HALF_UP);
-        loan.setLoanRate(loanRate);
+        loan.setLoanRateMonth(loanRateMonth.doubleValue());
+        loan.setLoanRateDay(NumberUtil.div(new Double(loan.getLoanRateMonth()), new Double(30D), 4));
+        loan.setLoanRateYear(NumberUtil.mul(loan.getLoanRateMonth(), 12.0, 4).doubleValue());
         loan.setTotalLoanMoney(totalLoanMoney);
         loan.setTotalMonth(totalMonth);
         loan.setAvgRepayment(avgRepayment);

bashi-dk/src/main/java/com/bashi/dk/util/Loan.java

@@ -9,15 +9,17 @@ import java.util.List;
 /**
  * Created by WangGenshen on 1/14/16.
  */
+@Getter
+@Setter
 public class Loan {
 
     private BigDecimal totalLoanMoney; //贷款总额
     private int totalMonth; //还款月份
-    private double loanRate; //贷款年利率
+    private double loanRateYear; //贷款年利率
 
-    @Getter
-    @Setter
-    private double loanRateMonth;
+    private double loanRateDay; // 贷款日利率
+
+    private double loanRateMonth; // 贷款月利率
 
     private BigDecimal totalInterest; // 总利息数
     private BigDecimal totalRepayment; // 还款总额
@@ -27,72 +29,6 @@ public class Loan {
     private List<LoanByMonth> allLoans; // 所有月份的还款情况
 
 
-
-
-    public BigDecimal getTotalLoanMoney() {
-        return totalLoanMoney;
-    }
-
-    public void setTotalLoanMoney(BigDecimal totalLoanMoney) {
-        this.totalLoanMoney = totalLoanMoney;
-    }
-
-    public int getTotalMonth() {
-        return totalMonth;
-    }
-
-    public void setTotalMonth(int totalMonth) {
-        this.totalMonth = totalMonth;
-    }
-
-    public double getLoanRate() {
-        return loanRate;
-    }
-
-    public void setLoanRate(double loanRate) {
-        this.loanRate = loanRate;
-    }
-
-    public BigDecimal getTotalInterest() {
-        return totalInterest;
-    }
-
-    public void setTotalInterest(BigDecimal totalInterest) {
-        this.totalInterest = totalInterest;
-    }
-
-    public BigDecimal getTotalRepayment() {
-        return totalRepayment;
-    }
-
-    public void setTotalRepayment(BigDecimal totalRepayment) {
-        this.totalRepayment = totalRepayment;
-    }
-
-    public BigDecimal getFirstRepayment() {
-        return firstRepayment;
-    }
-
-    public void setFirstRepayment(BigDecimal firstRepayment) {
-        this.firstRepayment = firstRepayment;
-    }
-
-    public BigDecimal getAvgRepayment() {
-        return avgRepayment;
-    }
-
-    public void setAvgRepayment(BigDecimal avgRepayment) {
-        this.avgRepayment = avgRepayment;
-    }
-
-    public List<LoanByMonth> getAllLoans() {
-        return allLoans;
-    }
-
-    public void setAllLoans(List<LoanByMonth> allLoans) {
-        this.allLoans = allLoans;
-    }
-
     @Override
     public String toString() {
         String allLoansStr = "";